We are applying for 14 credit cards today for sign up bonuses. I’m going to lay out our current scenario for you, before getting the results, to show you can see how easy it is to add to your Frequent Flyer and Hotel award accounts using sign up bonuses.
Katbug’s current credit scores are 727 Transunion, 737 Experian and 743 Equifax.
Mine are slightly higher(why????) 725 Transunion, 772 Experian and 693 Equifax (OOPS)
My inquiries over the last two years are 19 Transunion, 9 Experian and 15 Equifax. Katy’s are about the same.
Last week it was 730+ with Equifax for me. I’d better wait to see what is up.
There is nothing new on my report other than an update by Citicards and I’ve reduced my credit limit with Bank of America. The Equifax score drop makes it worthwhile for me to wait, as the majority of the credit pulls in this round of applications will be with Experian and Equifax.
You can check who will pull your credit report for each application by consulting creditboards.com and then the credit pulls database to see who pulls from which bureau for the state you live in.
More to follow:
I’m going to do Katy’s applications today and started with:
Citi Aadvantage Platinum Select Mastercard which was deferred.
Chase Continental World Mastercard also deferred.
Bank of America US Airways Visa deferred.
Juniper US Airways World Mastercard deferred.
Restaurant.com 80% Off Coupon
The coupon code is SURPRISE for today, tomorrow and Wednesday that gives you 80% off the $25 coupon. The cost is only $2 for a $25 off coupon. Restaurant.com coupons are good for one year from the date of purchase.
IHG® Rewards Club Select Credit Card
- Annual Fee: $49 fee waived for the first year
- Foreign Fees: No
- Card Type: Hotel
The IHG Rewards Club Visa is often cited as one of the most underrated hotel credit cards, with good reason. The official offer is for 70,000 points after $1,000 spent within three months, with the first year’s fee waived. The card comes with an annual free night certificate that can be used at any IHG property, including Intercontinental hotels - making this certificate worth upwards of 50,000 points. This is far more generous than some other hotel cards, which limit the categories in which free night certificates can be redeemed.
Cardholders earn 5 points per dollar at IHG hotels; 2 points per dollar at gas stations, grocery stores, and restaurants; 1 point per dollar everywhere else. Moreover, you’ll get a 10% rebate on award redemptions, up to 100,000 points per year. The card also comes with Platinum status, though that doesn’t get you much with IHG. Still, this is a fantastic card to have in your wallet, with benefits that far outweigh the already low $49 annual fee.
- Earn 70,000 bonus points after you spend $1,000 in the first 3 months of account opening
- Enjoy a free night of card membership at over 4,700 hotels worldwide
- Earn 5 points for each $1 spent at our hotels
- Earn 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants
- Bonus points redeemable at hotels such as Intercontinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
- Automatic platinum elite status, as long as you remain a cardmember
- $0 introductory annual fee the first year, then $49