After reviewing my credit inquiries, and in light of my recent denial from Citi for the last of the 75K AA bonus signups, I resorted to the credit pulls database on creditboards.com and the database I started in Flyertalk on the “Other Credit Cards” forum for info on South Carolina credit pulls. It seems that Barclays pulls from Equifax where I have minimal inquiries. That will be my next target in January and February. The pickings are not quite as bountiful as with the big boys, Chase and Citi, but we gotta go where the approvals will be.
Here are the Barclay’s travel card products:
- Aer Lingus
- Air Jamaica
- China Airlines
- Iceland Air
- US Airways
- Virgin America
- Best Western
- Choice Privileges
Interestingly, most of these cards have a small first year fee which peeves me, but again, a round trip for $59 to $79 is still as steal.
I can work with the Aer Lingus, Airtran, Frontier, Lufthansa, US Airways, and Virgin America awards. I don’t have much interest in the other airlines.
The hotels will be limited to Choice Privileges and Wyndham as I’m not a fan of any Best Western I’ve ever stayed in.
If I can find an offer with a minimal fee and award that equals at least a free flight, I’m game while my inquiries continue to fall off Experian.
I wish I could chance a few Bank of America applications so I can pick up Alaska Airlines credit card awards, but they seem to be pulling from Experian in SC, so those will have to wait as well.
IHG® Rewards Club Select Credit Card
- Annual Fee: $49 fee waived for the first year
- Foreign Fees: No
- Card Type: Hotel
The IHG Rewards Club Visa is often cited as one of the most underrated hotel credit cards, with good reason. The official offer is for 70,000 points after $1,000 spent within three months, with the first year’s fee waived. The card comes with an annual free night certificate that can be used at any IHG property, including Intercontinental hotels - making this certificate worth upwards of 50,000 points. This is far more generous than some other hotel cards, which limit the categories in which free night certificates can be redeemed.
Cardholders earn 5 points per dollar at IHG hotels; 2 points per dollar at gas stations, grocery stores, and restaurants; 1 point per dollar everywhere else. Moreover, you’ll get a 10% rebate on award redemptions, up to 100,000 points per year. The card also comes with Platinum status, though that doesn’t get you much with IHG. Still, this is a fantastic card to have in your wallet, with benefits that far outweigh the already low $49 annual fee.
- Earn 70,000 bonus points after you spend $1,000 in the first 3 months of account opening
- Enjoy a free night of card membership at over 4,700 hotels worldwide
- Earn 5 points for each $1 spent at our hotels
- Earn 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants
- Bonus points redeemable at hotels such as Intercontinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
- Automatic platinum elite status, as long as you remain a cardmember
- $0 introductory annual fee the first year, then $49