After reviewing my credit inquiries, and in light of my recent denial from Citi for the last of the 75K AA bonus signups, I resorted to the credit pulls database on creditboards.com and the database I started in Flyertalk on the “Other Credit Cards” forum for info on South Carolina credit pulls. It seems that Barclays pulls from Equifax where I have minimal inquiries. That will be my next target in January and February. The pickings are not quite as bountiful as with the big boys, Chase and Citi, but we gotta go where the approvals will be.
Here are the Barclay’s travel card products:
- Aer Lingus
- Air Jamaica
- China Airlines
- Iceland Air
- US Airways
- Virgin America
- Best Western
- Choice Privileges
Interestingly, most of these cards have a small first year fee which peeves me, but again, a round trip for $59 to $79 is still as steal.
I can work with the Aer Lingus, Airtran, Frontier, Lufthansa, US Airways, and Virgin America awards. I don’t have much interest in the other airlines.
The hotels will be limited to Choice Privileges and Wyndham as I’m not a fan of any Best Western I’ve ever stayed in.
If I can find an offer with a minimal fee and award that equals at least a free flight, I’m game while my inquiries continue to fall off Experian.
I wish I could chance a few Bank of America applications so I can pick up Alaska Airlines credit card awards, but they seem to be pulling from Experian in SC, so those will have to wait as well.
Chase Sapphire Preferred® Card
- Annual Fee: $95 fee waived for the first year
- Foreign Fees: No
- Card Type: Bank
The Sapphire Preferred offers 2x points on dining and travel, and no foreign transaction fees, making this the go-to card for travelers.
This card accumulates Ultimate Rewards points, which are very valuable for transfer to United and Hyatt. Overall, this card is a great choice for maximizing earnings on dining, travel, and every day spend.
- Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate RewardsSM
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
- 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
- No foreign transaction fees, plus Chip and Signature enabled for international travel.
- 1:1 point transfer to leading frequent travel programs at full value — that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
- 24/7 direct access to dedicated customer service specialists
- Introductory Annual Fee of $0 the first year, then $95