|Na Pali Coast Kauai, Hawaii|
There is a method to our madness and this card fills the bill. We are staying at three Hilton properties on our next trip to Europe. And with Katy’s approval of the Hilton Surpass card, Katy will have Gold status. This is usually very valuable in Europe with room upgrades and, for the dollars and cents, free breakfasts. The card cost her $75. We have already booked about 11 nights at Hilton European properties. At $20 per breakfast for two people, that’s about $440 in bennies just to start.
The Gold status is good for one year, so we will have other Hilton stays in that time frame. If memory serves me right, 20,000 in spend maintains Gold status, and I’m sure Katy will distribute that many US Mint coins in the next year in addition to using the card for gas and grocery purchases. I wish I hadn’t canceled mine two years ago, but she can use the spend.
The Hilton Surpass card pays six points per $$$ on gas, groceries and drugs. I consider that earning to be slightly better than the SPG card. I value SPG points at 2.5 cents minimum and Hilton Honors points at about .6 cents each, so in these spending categories only, 6 x .6 = 3.6 cents.
If you have similar value estimates and future European travel plans, I’m sorry I don’t have a link for this card. But a Google search will pull it up for you, I’m sure.
IHG® Rewards Club Select Credit Card
- Annual Fee: $49 fee waived for the first year
- Foreign Fees: No
- Card Type: Hotel
The IHG Rewards Club Visa is often cited as one of the most underrated hotel credit cards, with good reason. The official offer is for 70,000 points after $1,000 spent within three months, with the first year’s fee waived. The card comes with an annual free night certificate that can be used at any IHG property, including Intercontinental hotels - making this certificate worth upwards of 50,000 points. This is far more generous than some other hotel cards, which limit the categories in which free night certificates can be redeemed.
Cardholders earn 5 points per dollar at IHG hotels; 2 points per dollar at gas stations, grocery stores, and restaurants; 1 point per dollar everywhere else. Moreover, you’ll get a 10% rebate on award redemptions, up to 100,000 points per year. The card also comes with Platinum status, though that doesn’t get you much with IHG. Still, this is a fantastic card to have in your wallet, with benefits that far outweigh the already low $49 annual fee.
- Earn 70,000 bonus points after you spend $1,000 in the first 3 months of account opening
- Enjoy a free night of card membership at over 4,700 hotels worldwide
- Earn 5 points for each $1 spent at our hotels
- Earn 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants
- Bonus points redeemable at hotels such as Intercontinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
- Automatic platinum elite status, as long as you remain a cardmember
- $0 introductory annual fee the first year, then $49