I received several emails asking where my inquiries were pulled from in my latest 6 card application bundle I did. Here are the results. But first my comment.
I want everyone to remember that different card issuers use different credit reporting agencies to check their applicants credit, based on the state the applicant is applying from. Just because Barclay’s used Transunion for my inquiry, doesn’t mean Barclays will use Transunion for yours. I live in South Carolina and they used Transunion for my application. If you live in Texas, they may use another agency.
So here they are:
Barclays used Transunion
Chase, Amex, Bank of America: used Experian
FIA (a division of B of A) used Equifax
And my oops moment of greed and lack of good judgement ( applying for a Citi card three days later) was pulled by Experian as well.
It is interesting that B of A and FIA used two different agencies, one for my Alaska Airlines personal Visa and a different agency for the business Alaska Airlines card.
My scores prior to the applications were 885, 881 and 869 on the Vantagescore scale. I’ll know my new scores on the 13th and will post them then.
THE card for the Nice Amex Transfer Offer, $200 in Incidental Airline Credits, Lounge Access for One Year and More. Read my Feb 6th Blog Post for More Details