Sunday Funnies and Fotos

March 6, 2011 - Rick

Sydney Harbour © Andrew Ingersoll

Advice for Nervous Fliers

“The smoothest place to sit is often over or near the wing. The bumpiest place to sit is in the back. A plane is like a seesaw. If you’re in the middle, you don’t move as much.” -Patrick Smith

“If you’re a nervous flier, book a morning flight. The heating of the ground later causes bumpier air, and it’s much more likely to thunderstorm in the afternoon.” -Jerry Johnson, pilot, Los Angeles

Platinum Card for the Delta Transfer Bonus, Elite Status, Lounge Access, $200 Incidental Credit and More. Read my February 6th blog post for details.

Frequent flyer junkie

Rookie Tip: What A Fool I was!
By Cindy M

Rick and Shannon
Sometimes I think we are so busy and even though we are detail oriented, we get distracted and just tired and forgetful.

Here's what I did: Late at night, around Christmas time, shopping Ebay, I had found what I wanted, but instead of a purchase, it was a drawing or "sweepstakes" for only $2, I thought it might be worth the chance (the way my mind worked at 2 AM!) and as I checked out, the BILL ME LATER button was right there, I thought they would be sending me an invoice in the mail and that would be nice and convient, since I didn't have to get up(tired)and get my credit card for the purchse. A few days later I noticed a ding on my credit report: BILL ME LATER is a line of credit!!!!!!!!!!!!!!!!!!! So I got dinged on my credit for $2! yes a mere $2
Sometimes we are just not thinking straight! A few days later I received an email for a $10 credit with BILL ME LATER, clicked apply, so now I have an $8 credit with the stupid company and I don't even know how to unapply!
Mantra:
"My Credit is One of My Most Important Assets"
Anonymous

OK Rick, I will take my turn today; repeat after me,
"My Credit is One of My Most Important Assets" will ya?
Ronald

I had AA MC before. Would that count on a AA Visa application? Is there a re-consideration phone # for Citi AA Visa card application?
Anonymous

Rick, you said you got rejected for Citi AA Amex 75K offer based on the first-time cardholder. Was that because you currently have a Citi AA card or you had one before but cancelled? You had reported that for the regualar AMEX, you can cancel it and re-apply after TWO years. But not the case for Citi AA Amex, right? Is it just one-time forever now?
Julie

Remember Rick, your good credit is one of your most important assets.

When you have a chance, could you please post which credit bureau the BofA Alaska Airlines credit card pulled?
Anonymous

Doesn't reducing your credit limits (i.e.: from $18,000 to $8000) to get more cards actually hurt your credit score even more?

I too thought "[y]our good credit is one of your most important assets", Rick (see Julie's post at March 5, 2011 2:04 PM).
FrugalTravelGuy

Reducing my credit limit doesn't affect my credit score to the best of my knowledge. I only did it because Barclays denial told me that I had the max credit they could give me. By lowering the limit my intent was to give them room to approve my business card
Kim R

I am also sending a letter to Barclays as I had an interesting situation come up with the US Airways card.. They denied me for "high debt to income ratio", which makes no sense because I have very little debt, and high income. I called and was transferred multiple times, and then found out that apparently there was a typo in my salary, making it appear to be a much smaller salary than it is. I asked if they could just fix it, and reconsider – but they said no, transferred me 3 more times, and then tried to make me reapply. I explained that reapplying 3 days later for the same card made no sense – they transferred me again, and basically said you can't ever ask for reconsideration over the phone, and needed to mail a letter. I sent the letter today – we'll see where that gets me.. I'm less than impressed with their customer service and foreign call center people who read me the same script multiple times during my call however.
Anonymous

Ronald I had the Citi AA Amex then applied for the Citi AA Visa. I was denied because I "already a Citi AAdvantage account." I cancelled the Amex and will re-apply soon. -Rob
MYRflyer

FTG nice job .. you still got 5 out of 6 , not bad at all

These barclays comments from ftg & ft almost make me wanna steer clear of those cards
Ronald

Rob: Good luck! I had closed my AA MC accounts a long time ago (when the deal was closed), but it did not help! May be if I could talk to someone – anyone has a Citi AA cards phone #?
Anonymous

800-376-3148 -Rob
Anonymous

Can't figure out why Barclay's gave me only a $3200 limit Platinum card. My FICO's are between 750-800, 6 figure income, 18 years same employer, several cards w/20K limits, <1% utilization.

I'm disappointed that I will only get 10K bonus instead of 35K.

Sunday Funnies and Fotos

Related Posts