These guys continue to amaze me. For the Premier card, we sent the requested reconsideration info regarding Katy’s address and received another denial. Mind you, she is an existing customer with Citicards and CitiBank.
I do represent them and I do receive referral commissions for their credit cards, but I need to be honest with you: their service is terrible. They have links that expired months ago that they are still honoring. They are unable, or unwilling, to do a personal check of their records for existing customers. In short, one hand does not know what the other hand is doing.
I am frustrated, but this time, out of sheer stubbornness, I will take this as far as necessary to get the card approved for Katy. Mine (Premier Thank You Points 50K) was finally approved by the Office of the President of Citicards. My issues was a reconsideration for too many inquiries, so it can be done. And I got my Bank of America Alaska Airlines card as well. We will have a perfect score from our June 21st applications when I’m done with Katy’s address verification.
I got: Chase Priority Club 60K, Citi Thank You 50K, Delta 25K, Alaska B of A 40K
Katy got: Citi 75K Biz Visa, Chase Priority Club 60K, Alaska B of A 40K, and will get the 50K Thank You points.
That is a smooth 400,000 miles and points.
IHG® Rewards Club Select Credit Card
- Annual Fee: $49 fee waived for the first year
- Foreign Fees: No
- Card Type: Hotel
The IHG Rewards Club Visa is often cited as one of the most underrated hotel credit cards, with good reason. The official offer is for 70,000 points after $1,000 spent within three months, with the first year’s fee waived. The card comes with an annual free night certificate that can be used at any IHG property, including Intercontinental hotels - making this certificate worth upwards of 50,000 points. This is far more generous than some other hotel cards, which limit the categories in which free night certificates can be redeemed.
Cardholders earn 5 points per dollar at IHG hotels; 2 points per dollar at gas stations, grocery stores, and restaurants; 1 point per dollar everywhere else. Moreover, you’ll get a 10% rebate on award redemptions, up to 100,000 points per year. The card also comes with Platinum status, though that doesn’t get you much with IHG. Still, this is a fantastic card to have in your wallet, with benefits that far outweigh the already low $49 annual fee.
- Earn 70,000 bonus points after you spend $1,000 in the first 3 months of account opening
- Enjoy a free night of card membership at over 4,700 hotels worldwide
- Earn 5 points for each $1 spent at our hotels
- Earn 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants
- Bonus points redeemable at hotels such as Intercontinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
- Automatic platinum elite status, as long as you remain a cardmember
- $0 introductory annual fee the first year, then $49