Not on My Dime: Qualifying for Elite Status in Multiple Programs

Posted by Tuesday, August 23, 2011, No Comments

Wow what a big new card offer day yesterday. The Mercedes Benz 50K offer is double the offer I have available through my affiliate links (take the MB offer if you can). I hope that one works out for all of you needing MR points and lounge access. If you don’t need or want to pay for the lounge access the The NEW Business Gold Rewards Card(R) from American Express OPEN will get you the same 50,000 Membership Rewards points with the first year fee waived (normally $175). Some of us may have lost a few MR points with the tightening of bumping the bonus, but these two cards look like a chance to get some of those bonuses back. Check your credit scores and number of inquiries. Your credit is one of your most important assets.
And Now:
By Howie

I’m not shy about it: My airline of choice is Delta and my hotel program of choice is Starwood Preferred Guest.  We’re on the 235th day of 2011 and tonight will be the 86th night I’ve stayed at a Starwood property.  Almost 37% of my nights this year have been spent at a Sheraton, Westin, or some other SPG property.  Those nights away from home don’t include another 15 or so nights I’ve spent with different programs, and a weekend at a bed and breakfast inn with my wife.  If I kept up my current rate, I’d be at 135 nights for the year.  So with 50 nights as a requirement for Platinum Preferred Guest with SPG, why don’t I also go for Marriott Platinum or Hilton Diamond?  Or why don’t I go for Marriott Gold and Hilton Gold?  I don’t because it works for me.  Let me explain.

Anyone who travels a lot realizes that diversifying with your loyalty programs can be a huge benefit.  Putting all of your eggs in a single basket is a risky venture.  If anything ever happens to the program, all of your “currency” goes away.  Starwood has properties where I want to go, and for every trip this year that I have booked (with one exception), I have been able to stay at a Starwood property when booking a points eligible rate.  I’ve had a few trips this year where I was on special discounted rates or a customer booked a hotel for me that I had no control over.  Lucky for me I generally travel to larger cities where finding a Starwood property is no issue.  With all of the great tips Shannon has been sharing, I’m sure everyone can see why I like SPG, given that there are so many options.

The airline decision is almost just as easy for me.  That said, Delta is known for having one of the hardest programs to redeem awards with, and some of their recent changes haven’t been positive for me.  Since I don’t live in a hub (or focus city) the most important thing for me is access to a hub.  By the end of the year I’ll probably end up with around 250,000 Medallion Qualification Miles and could qualify for top tier status with two airlines. But I’ll stick with  Delta.  Delta services its uberhub (Atlanta) with 10+ daily flights on mainline aircraft ranging between 34 and 37 minutes.  From Atlanta I can get most anywhere non-stop and never have to touch a regional jet! American, Continental-United, and US Airways all service Savannah with regional jets only.  Additionally, each of the flights on those regional jets are anywhere from two to four times longer then the regular hops I take to Atlanta.

If I were based near Dulles, Houston, Chicago, Charlotte, or a number of other cities, I’d be crazy to do what I do. But it works for me.  If I were going to places where only a Marriott Courtyard or Holiday Inn were prevalent I would certainly have to “play the game” a bit differently.  The same would hold true if I were visiting cities that didn’t have service by SkyTeam (Delta’s airline alliance) or if prices were significantly cheaper on other carriers.  It is different for everyone and we each need to evaluate (and reevaluate) our travel habits.  Every few months I look at where I’ve been and look back to see if it makes sense to change what I do.  For those who invest, you’re familiar with that process.

Whether you’re away from home 150 days a year or five days a year the same principles are at work.  If you don’t travel enough to hit a status level with a program, look at using a credit card that offers the benefits.  If you don’t want to go that route use Priceline (or Hotwire).

Oddly enough, that is the path I take with most of my rental cars.  I generally take public transportation or a taxi when I travel.  Including personal travel this year, I have six rental car days with another five or six possible.  I’ll sign up for Hertz promo or a National promo to get a bump up in status, but most of the time I can save 30% to 40% on my rentals using Priceline or Hotwire.  At the end of the day the car gets me from point A to point B.  It doesn’t have free Wi-Fi or a non-stop path that will get me home two hours earlier, but it gets me to my destination.  I don’t rent enough cars nor do I care much if I’m driving a Nissan Versa or a Cadillac CTS.  This is my method. It works for me.  Whatever you do, make sure it works for you!

As a part of what I post here, I want to also give you a few tips every week.  A travel tip can be just about anything, including a packing tip to make trip preparation a little less stressful.  I’d love feedback and any recommendations on new tips.

Travel Tip: Don’t pay the posted rate. When planning a trip somewhere, figure out where you want to stay and what property or properties would be ideal.  If the rate is higher than you’d expect or there are other close-by properties of similar caliber / quality that have a lower rate, ask the property that you want to stay at to match the rate.  Retail stores price-match and so do hotels.  I’ve tried this three times and have been successful each time.  But don’t call the reservations line. Call the property and ask for in-house reservations or the manager on duty.  Tell them you found a rate of X-amount at X-hotel although you’d prefer to stay with them (the property you’re calling), yet you have a limit you can spend.  Let them know you’re willing to pre-pay for the room in advance (only if you are).  If you’re a member of their elite program, let them know.  Hotels want to fill their rooms and if they’re not near capacity a room filled is better than an empty room.  Use all of your bargaining chips!

Packing Tip: Write down a packing list.  We create to-do lists, grocery lists, and even lists of presents that we’d like to receive.  Do the same thing when you pack. And after you go through the list and check everything off, save the list for your next trip.  I did this for the first year I traveled and it made packing a stress-free experience. I never forgot a thing.  If you’re not sure where to start, take a look at what you’re currently wearing and go from there.

Happy Traveling,

A Tip from Ryan on the United Explore Card for Elites
Rick,

Not sure if you had seen this on MP or FT, but it’s been pointed out that the wording on “first time MP personal cardholders” in the Elite (60K) version of the offer, has been changed to only restrict it to “first time MileagePlus Explorer” cardholders, although the Pricing & Terms still has some weasel-wording.

http://www.flyertalk.com/forum/16884508-post187.html%20(link to MP thread is in this post as well)
At least one MP member has confirmed they’re an existing OP cardholder, and previous MP cardholder, and they did receive the Elite bonus for getting the new Explorer card.  You may want to see if any of your readers have any experience with this. I had not noticed the different language in my Elite offer, unless it’s recently changed.  May be a glimmer of hope for Elites, but I”m sure hesitant to waste a pull with this not being more clear.


Regards,



Ryan

Limited Time Offer American Express Gold Business Rewards Card 50,000 Membership Rewards Points! NO First Year Fee

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  • Anonymous

    without the mint i can't do the spend. grrrr.

  • Anonymous

    How do you sign up for a business card without having a business?

  • Chappy

    I'm not seeing the advantage to this card… it's 50k MR points yeah (and that's what's so huge about it?). Granted there is ability to transfer to other programs, but the Sapphire is also 50k and spend is 1/3 of that? Can you explain what makes this card so good?

  • FrugalTravelGuy

    Anon: Read my post of August 13, 2008 for info on applying for business cards.

    Chappy: I'm always on the lookout for cards with big bonuses and little or no annual fee first year. I do more than one card at a time and need more than just the Chase Sapphire Preferred card (which BTW I already have.) 50,000 MR points has a value of $750+ to me.

  • Ozaer N.

    We defly need some ideas on how to make that 10K spend…Anon#1 is right ; without the mint, 10K in 5 mths is tuff….

  • Shami

    You said "I love these big offers and this one should not reflect on your personal credit report after the inquiry. I'm putting this card in my next churn" Why next churn, why not now since it does not reflect on your credit report

  • jrehfeldt

    What are the good transfers that you can pull out of MR? I am ready for a churn but don't know where I could direct these points now that CO miles are out of play.

  • FrugalTravelGuy

    Shami: I churn in bunches and do't want a new inquiry on my report before October when I will churn again. I'm waiting three months so I show no recent inquiries. The promo ends Nov 28th for this new card.

    Jrehfeldt: CO is probably out with the September deadline to transfer. Why not jsut leave them as MR points until the next big transfer bonus with Delta or BA? The beauty of MR points is just keeping them for a rainy day until you need them.

  • 494c419e-cd53-11e0-a9a1-000bcdcb8a73

    Can you couple this with the 100k MR bonus?

  • adam

    http://www.fatwallet.com/forums/finance/1110613/ lists a bunch of codes you can try with AmEx customer support to increase your sign-up bonus. The thread is currently only 4 pages long, so read the whole thread if you're serious. It includes discussion of at least one other code that is not currently listed in the first message (code 6661: 75k points on $1k spend, not sure which card it applies to).

    I have never tried bumping an AmEx bonus. So, if I were to try, I think I would like the safety net of applying under the largest available bonus, such as Frugal Travel Guy's, just in case bumping fails. On the other hand, I wonder if having an affiliate payment associated with my sign-up would effect AmEx's willingness to switch me to a higher sign-up bonus, especially if that higher bonus might only have been offered directly (that is, with no budget for affiliate commissions).

  • David

    not that good of an offer…

    Just sign up for the waived annual fee offer for this card on the AMEX site, and bump the bonus to 100k w/code 6608. Easy as pie, and you only have to spend $2k, not $10k.

  • daniel

    "this one should not reflect on your personal credit report after the inquiry."

    …why is this? Biz cards dont show up as inquiries on your credit report? or just dont affect score?

  • Lantean

    any experience churning these? or does the standard 2 year period apply?

    Rick, can you please also talk about which cards you're planning on churning this time?

    Thnak you.

  • David Too

    DAvid, who do you call to bump the bonus with code 6608? Got that number handy? I was just approved and now need to take it to the next level. Thanks, DK

  • Ch@olin

    I just was report by AMEX that my application with the code 6608 was not accepted because was on Aug 23 and the promotion was for Jun … I'm so Mad with AMEX, the confirm the promotion for me on the first call on SEPT … Any Suggestions???


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