I had an expiring $500 UA cert and decided to jump out to Los Angeles for the launch party. The OneWorld MegaDo is scheduled for January 2012 and I’m sure some of the details will be announced this weekend. I missed the Star MegaDo, but if scheduling permits, will go on the upcoming trip with AA and the rest of the OneWorld Alliance. Looks like the party will be fun and I’ll get to see some old friends and comrades.I’ve got 4 expiring American SWU’s I hope I can use for the event in January, and if not, I should be able to find someone this weekend to use them for some upcoming long distance travel.Credit Card Comedy Here is a laugh for you. This is from Truecredit and reflects the reasons for Katybug’s scores being low?:
Kathryn, these are the factors impacting your score:
- The available credit on your open revolving credit accounts is too low. [TransUnion, Experian , Equifax] Having credit available to you is a sign that you are able to manage your finances responsibly. Lenders usually like to see that consumers have a large amount of credit available to them.
- None of your real estate accounts show a credit amount. [TransUnion, Experian , Equifax] Lenders may be able to better evaluate your creditworthiness if there is more information about your accounts on your credit report.
- You have too many open bank credit card accounts. [TransUnion, Equifax] Having too much available credit can sometimes lower your credit score. Lenders may feel that you have the ability to spend more than you could potentially pay back. However, you should avoid closing too many accounts – especially the oldest accounts on your credit report – because it could lower your credit score.
- Your oldest revolving credit account was opened too recently. [Equifax] Time is an important factor for a healthy credit score. Giving the accounts time to mature may allow creditors to better understand how you pay your debts.
- The sum of your bank credit card account balances is too high. [TransUnion, Experian ] High credit balances may be considered by lenders to be a negative factor when determining creditworthiness. Paying down your balance may improve your score.
- None of your installment accounts show a credit amount. [Experian ] Lenders may be able to better evaluate your creditworthiness if there is more information about your accounts on your credit report.
Note [ TransUnion ]: In addition to the factors listed above, the number of inquiries on your credit report has adversely affected your credit score.
Here is the funny part. On the VantageScore Scale where 990 is the top number Katy’s scores are:
Transunion-956
Experian-982
Equifax-948
Damn: Don’t we all wish we had scores like that? I guess she can apply for any darn thing she wants to.
First Year Fee Waived: 50,000 Points Transferable to Hyatt, Marriott, Priority Club, Continental and British Airways
