James O got us the official confirmation that you can get a personal and business card from Chase at the same time. I did it last month with the United Explorer and the United Business Explorer but wanted a data point on two different cards. Here is James’ email to me on the issue:
Just called the Chase reconsideration line (which still picks up on the first ring, by the way) to ask about applying for the Chase Sapphire and Ink Bold simultaneously – handy for those with eight grand burning a hole in their pocket for the minimum spend requirements. The answer – yes, it could be done successfully for credit-worthy individuals and companies, but depending on which was processed first, a ‘too many applications’ denial may occur automatically. In that case, call the reconsideration line back and they’d see what they could do about getting the second card approved. Of course, it also raises the question of which I should apply for first, which I didn’t think to ask. I’ll probably do business first, since I’m batting a thousand on personal card reconsiderations.
There you go, readers. Another Frugal Travel Guy of the Day tip by James O. He now has three, he tells me, prominently displayed on his mantle. What??? I never sent a thing. James is making this stuff up I’m sure. What is on the mantle, James?
The keys here are credit-worthy individual and company. Chase has indeed been asking me more pointed questions about my business as of late. Keep that in mind.
15,000 Membership Rewards Points, $1000 Minimum Spend, First Year Fee Waived!
Rick Ingersoll is one of the world’s experts on frugal travel and flying free and the author of The Frugal Travel Guy Handbook. A retired mortgage banker from Traverse City, Michigan, he has retired to Hilton Head Island,... All Articles
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