- Citi with the Thank You points cards: I’ve had them all.
- Amex: had them all.
- Chase: had them all.
- Bank of America: Sure, I can try for the Alaska card again, but the offer is too low, or the Hawaiian Airlines cards. There is a Virgin Atlantic or Virgin America card with a decent offer, but I’ll never fly them and I’m not familiar with the transfer options.
There is the Mercedes Benz card from American Express with a 50,000 point offer. I’d like a Mercedes , but won’t pay for it. The sign-up bonus sounds intriguing. I just bought my $200 annual airline expense in the form of AA gift cards on my Platinum card and I’m awaiting my reimbursement. The card renews in February so maybe it is time to try the MB card and not renew the Platinum card. It is a big fee, but 50,000 points, lounge access, and another $200 airline credit makes it worthwhile.
So what to do for a veteran card applicant? Should I back down to lower offers, like a Wyndham card or Airtran card? Maybe a Best Western card? I’m not going to. I value my credit too much to do that. What do I expect in the near future? I think the Chase Sapphire℠ Preferred Card will be around until the end of March (just a guess) and then a lower offer will come out for that card. I’m hoping that a new corresponding Chase Sapphire Business card is in the pipeline. I have no evidence, but it makes sense to me.
I just cancelled my Continental One Pass Plus card as the annual fee came due this week. There was not much sense in renewing even with a good retention offer. I’ve got the United Explorer card and expect the merger to happen soon. They did agree to move $4500 of my credit line over to the Explorer card of the $10,000 limit. I’m keeping those credit limits as high as I can in the event that I need some of that credit to renegotiate in the future.
What should newer card applicants do? Look for offers that fit your award needs. I list all the lower minimum spend cards on the credit card tab at the top of the blog. The higher sign-up bonus cards with higher minimum spends are in the right-hand column blog column and listed below:.
Chase Sapphire℠ Preferred Card,
The New Ink Bold® Charge Card,
Starwood Preferred Guest® Credit Card from American Express,
The Business Platinum Card® from American Express OPEN,
The Platinum Card® from American Express,
Gold Delta SkyMiles® Credit Card from American Express
and don’t forget there is a link out there for a 50,000 point sign up for the Citi Thank You Premier card. (Also the Mercedes Benz card I mentioned above) Also don’t forget to log into your United Airlines account and search for a bigger than 40,000 point sign up bonuson the United Explorer card. You need miles in your UA account to see the bigger offer.
If you are not familiar with business cards read the blog post archived on August 13, 2008.. Until we start to see a new round of cards, we all need to scrounge a bit. There are new offers coming. I just don’t have all the details and could not discuss them if I had them until they are made public. I can only hint remember
And if you need a suggestion or two, send me an email at email@example.com.
IHG® Rewards Club Select Credit Card
- Annual Fee: $49 fee waived for the first year
- Foreign Fees: No
- Card Type: Hotel
The IHG Rewards Club Visa is often cited as one of the most underrated hotel credit cards, with good reason. The official offer is for 70,000 points after $1,000 spent within three months, with the first year’s fee waived. The card comes with an annual free night certificate that can be used at any IHG property, including Intercontinental hotels - making this certificate worth upwards of 50,000 points. This is far more generous than some other hotel cards, which limit the categories in which free night certificates can be redeemed.
Cardholders earn 5 points per dollar at IHG hotels; 2 points per dollar at gas stations, grocery stores, and restaurants; 1 point per dollar everywhere else. Moreover, you’ll get a 10% rebate on award redemptions, up to 100,000 points per year. The card also comes with Platinum status, though that doesn’t get you much with IHG. Still, this is a fantastic card to have in your wallet, with benefits that far outweigh the already low $49 annual fee.
- Earn 70,000 bonus points after you spend $1,000 in the first 3 months of account opening
- Enjoy a free night of card membership at over 4,700 hotels worldwide
- Earn 5 points for each $1 spent at our hotels
- Earn 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants
- Bonus points redeemable at hotels such as Intercontinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
- Automatic platinum elite status, as long as you remain a cardmember
- $0 introductory annual fee the first year, then $49