I have never seen such over-exposure and hype in my career as a blogger. Everybody is talking about this Bluebird card as the savior to our hobby and the greatest thing since sliced bread. Here is the reality of the situation:
The real news is the Vanilla Reload card available at some Office Depots is paying 5 points per dollar if obtained with an Ink Bold or Plus card. That is the true game changer, not the Bluebird card. The Vanilla Reload has been, and still is the game changer. I’ve been buying them for months. Take away the Vanilla Reload card and you’ve got a card you can pay your mortgage, car and student loan with. Add maybe your taxes, but if it’s at one point per dollar (without the Vanilla) it’s not that big of a deal. Here is a real life example with one point per dollar:
- Mortgage: $2,000 per month x 12 = 24,000 miles
- Car: $400 per month x 12 = 4,800 miles
- Student loan: $400 per month x 12 = 4,800 miles
One extra US Airways Chairman’s Preferred card per year is better than this at 40K.
How about paying friends at a max of $5,000 per month? Great, but still just one or two more card applications.
Many will say that the ability to load with your mileage earning debit card is the big news. Are you going to spend your time loading your Bluebird with the measly load limits? I’m certainly not.
I’m not bad mouthing the card, just asking you all to realize without the Vanilla Reload the hype is misplaced. The story is the 5 times with the Vanilla Reload at Office Depot.
If based on the massive hype in the travel space we will have a huge new flux of people looking for reload cards, and I am anticipating trouble for all of us. Based on the creative attempts for massive loads I’m reading about on the forums, we are heading towards causing out own demise here.
Take this card for exactly what it is, another way to unload your well-thought out purchases at Office Depot. Buy $1,000 to meet a minimum spend on a new card. Pick up an extra 35K per year with payments on never before options, but the hype and news will fade when we all come back to reality, the big news maker was the Vanilla Reload card, and that is now old news.
Congratulate yourself every time you are able to buy some Vanilla. I’m able to handle all my spending at five points per dollar. That’s the big news.
Please be careful and measured in your use.
The key to our success here is moderation. I currently split my monthly spending between my Amex Prepaid and Netspend cards. I currently buy our reload cards with three different INK products, never too heavy on one and mix in regular spend on each.
In our rush to score big miles and points, we risk killing the deal for ourselves and others. Diversify your unloading your Vanilla cards. Mix in regular spend. Don’t start the game sending $5 back and forth to your friends and family. Easy Does It.
“Pigs get Fat and Hogs get Slaughtered”
It is not all about a silly little Bluebird.