If you're a newbie, here's a featured credit card to get you started.

Citi® Double Cash Card

Citi® Double Cash Card

No Sign-Up Bonus

While Citi is an advertising partner of FrugalTravelGuy, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.

Time Earn (cash) Spend
All Purchases 0.02 $1

Details

Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Balance Transfers do not earn cash back.

0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.49% - 23.49% based on your creditworthiness

Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.

No categories to track, no caps on cash back, no annual fee*

Issuer Annual fee Credit score Foreign Trans. Fees
Citi $0 Unavailable Yes
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