If you're a newbie, here's a featured credit card to get you started.

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Earn 50,000 bonus points

when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®

Time Earn (points) Spend
First 3 months 50,000 $4,000
Travel Purchases 2.00 $1
Restaurants Purchases 2.00 $1
Coffee Shops Purchases 2.00 $1
Fast Food Purchases 2.00 $1
Alcohol & Bars Purchases 2.00 $1
All Purchases 1.00 $1

Details

Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016

2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening

No foreign transaction fees

1:1 point transfer to leading airline and hotel loyalty programs

Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel

No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

Issuer Annual fee Credit score Foreign Trans. Fees
Chase Intro Annual Fee of $0 the first year, then $95 Unavailable $0
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