René at Deltapoints.com posted a link to a Citi ThankYou Premier card for 60,000 points a couple days ago. The offer is not a bonanza, but does does clearly show where I think the card issuers are going with new offers.
I have the opportunity to speak with the major card issuers every so often (in June I’m off to New York for meetings with all of the big three). My last conversation was with Citi. I talked with them about something similar to this promo. Obviously they don’t listen to me exclusively but the offer does show signs of some of the things I mentioned to them.
- A decent first year bonus
- I suggested no minimum spend first year and it appears that was not accepted
- A second bonus on a future spend or bigger bonus for more spend
- First year waived fee. Hooray!
This is not the first time Citi has done a split bonus. My current Citi Preferred card gives me another 25K Thank You points when I spend $5K in the second six months. I’m almost there and will give the card the spend and look again at the category bonus and how it meets my current spending pattern.
Be prepared for this type of offer as the wave of the future. Citi has done it twice now. I expect the others will follow suit, and don’t think it is a bad thing for either the issuer or end user.

Delta® Reserve for Business
- Annual Fee: $450 fee
- Foreign Fees: No
- Card Type: Travel
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- Earn 40,000 bonus miles and 10,000 MQMs after you spend $3,000 in purchases with your new Card in the first 3 months.†
- Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year.
- Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
- Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
- Pay no foreign transaction fees when you spend overseas.‡
- Complimentary Delta Sky Club® Access.‡
- Terms and limitations apply
- See Rates & Fees

Delta® Reserve for Business
- Annual Fee: $450 fee
- Foreign Fees: No
- Card Type: Travel
FTG Review | Reward Breakdown | Points Breakdown |
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Breakdown
Earn (pt.)
Spend
3 months
0
$3,000
Per dollar on eligible purchases with Delta Purchases
2.00
$1
All Purchases
1.00
$1
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