American Express OPEN has introduced the latest rewards credit card for small businesses—The Blue Business Plus Credit Card.
Flexible Rewards
The card replaced the previously available Blue for Business Credit Card and is touted as the “only no-annual-fee small business credit card from a major issuer that offers 2X points with no category restrictions.” That’s right. Double points on everything! However, bonus Membership Rewards points are capped at $50,000 per year. The card earns 1X point per dollar after the cap is reached.
Transferable Membership Rewards Points
It is interesting that MR points earned with the old Blue for Business Card could not be transferred to Amex’s travel partners, but the points earned with the Blue Business Plus Card can, in fact, be transferred to Amex’s multiple airline and hotel partners, so that’s a huge upgrade.
Even the Smallest of Businesses Qualify
Remember that qualifying for small-business credit cards doesn’t require owning a business operation. Do you sell crafts on Etsy or freelance as a web designer? You can qualify as a sole proprietor by providing a Social Security Number instead of the Employer Identification Number on the application. Even if you do not generate a lot of income, it’s OK. Small businesses aren’t expected to make millions in profits in the first year or two. Just make sure you answer all the questions on the application truthfully.
For a no-annual-fee card, 2X points per dollar spent is a great return, especially when there’s no need to keep track of spending categories. The card has become a contender for all non-bonus spending overnight.
As a small-business owner, do you consider The Blue Business Plus Card a compelling choice?

Delta® Reserve for Business
- Annual Fee: $450 fee
- Foreign Fees: No
- Card Type: Travel
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- Earn 40,000 bonus miles and 10,000 MQMs after you spend $3,000 in purchases with your new Card in the first 3 months.†
- Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year.
- Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
- Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
- Pay no foreign transaction fees when you spend overseas.‡
- Complimentary Delta Sky Club® Access.‡
- Terms and limitations apply
- See Rates & Fees

Delta® Reserve for Business
- Annual Fee: $450 fee
- Foreign Fees: No
- Card Type: Travel
FTG Review | Reward Breakdown | Points Breakdown |
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Breakdown
Earn (pt.)
Spend
3 months
0
$3,000
Per dollar on eligible purchases with Delta Purchases
2.00
$1
All Purchases
1.00
$1
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