2017 is almost over, which means that besides getting ready for holiday trips and Black Friday sales, it’s time to make sure you’ve used any credit card perks that expire at the end of the year!

Many premium credit cards come with travel credits to help offset their annual fee, but each card works slightly differently. Here’s a quick rundown to help you make sure that you don’t leave any money on the table.

• American Express Platinum Charge Cards
  • (Personal and Business cards, including cobranded cards from Ameriprise, Charles Schwab, Mercedes-Benz, and Morgan Stanley)
  • Credit Amount: $200
  • Use By: December 31
  • Reimburses: Incidentals (baggage fees, onboard purchases, change fees, etc.)
  • Note: Only applies to your selected airline. You may be able to trigger a reimbursement for airline gift cards; see Flyertalk for more details.
• Citi Prestige MasterCard
  • Credit Amount: $250
  • Use By: date your December billing statement closes
  • Reimburses: Any airline purchase, including plane tickets.
  • Chase Sapphire Reserve
  • Credit Amount: $300
  • Use By: date your December billing statement closes (if you applied before May 21, 2017) or the 12th statement after you opened the card (if you applied May 22, 2017 or later)
  • Reimburses: Any travel purchase, including plane tickets, public transportation, taxis and rideshare services.
• American Express Preferred Rewards Gold Card
  • Credit Amount: $100
  • Use By: December 31
  • Reimburses: Incidentals (baggage fees, onboard purchases, change fees, etc.)
  • Note: Only applies to your selected airline. You may be able to trigger a reimbursement for airline gift cards; see Flyertalk for more details.
• City National Bank
  • Credit Amount: $250
  • Use By: December 31
  • Reimburses: Incidentals (baggage fees, onboard purchases, change fees, etc.)
  • Note: Authorized users also receive $250 in travel credits. You may be able to trigger a reimbursement for airline gift cards; see Flyertalk for more details.
• Chase Ritz-Carlton Rewards Visa
  • Credit Amount: $300
  • Use By: December 31
  • Reimburses: Incidentals, including lounge access.
  • Note: This credit is not automatically applied – you must reach out to Chase by phone or secure message to have your statement credits applied. You may be able to get reimbursed for airline gift cards – see this Doctor of Credit post for more details.
• US Bank Altitude Reserve
  • Credit Amount: $325
  • Use By: the 12th statement after you opened the card
  • Reimburses: Any purchase from airlines, hotels, car rental companies, taxis, limousines, passenger trains, or cruise lines.
• Citi Expedia+ Voyager Card
  • Credit Amount: $100
  • Use By: December 31
  • Reimburses: Airline incidentals, including in-flight Wi-Fi.

Caroline Lupini In 2011, with a four-week trip around Europe, Caroline became a true road warrior. Caroline likes to mix roughing it and luxury on her travels, sometimes staying in five-star hotels and other times in hostels. Her mantra: splurge...
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Delta® Reserve for Business

• Annual Fee: $450 fee
• Foreign Fees: No
• Card Type: Travel

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• Earn 40,000 bonus miles and 10,000 MQMs after you spend $3,000 in purchases with your new Card in the first 3 months.†
• Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year.
• Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
• Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
• Pay no foreign transaction fees when you spend overseas.‡
• Complimentary Delta Sky Club® Access.‡
• Terms and limitations apply
• See Rates & Fees

Breakdown

Earn (pt.)

Spend

3 months

0

$3,000

Per dollar on eligible purchases with Delta Purchases

2.00

$1

All Purchases

1.00

$1

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Delta® Reserve for Business

• Annual Fee: $450 fee
• Foreign Fees: No
• Card Type: Travel

Apply Now Add to Favorites

FTG Review	Reward Breakdown	Points Breakdown
Earn 40,000 bonus miles and 10,000 MQMs after you spend $3,000 in purchases with your new Card in the first 3 months.† Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year. Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit. Pay no foreign transaction fees when you spend overseas.‡ Complimentary Delta Sky Club® Access.‡ Terms and limitations apply See Rates & Fees Breakdown Earn (pt.) Spend 3 months 0 $3,000 Per dollar on eligible purchases with Delta Purchases 2.00 $1 All Purchases 1.00 $1 Apply Now
Already have this card? Maximize your rewards.