If you're a newbie, here's a featured credit card to get you started.

Citi ThankYou® Preferred Card

Citi ThankYou® Preferred Card

Earn 15,000 bonus points

after $1,000 in purchases made with your card in the first 3 months the account is open.*

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Time Earn (points) Spend
3 months 15,000 $1,000
Entertainment Purchases 2.00 $1
Restaurants Purchases 2.00 $1
All Purchases 1.00 $1

Details

Earn 15,000 bonus points after $1,000 in purchases made with your card in the first 3 months the account is open.*

0% intro APR on Purchases and Balance Transfers for 12 months. After that, the variable APR will be 14.24%-24.24% based upon your creditworthiness*

There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*

2 ThankYou® Points per dollar spent on dining at restaurants and entertainment

1 ThankYou® Point on other purchases

Points earned with this card do not expire and there is no limit to the amount of points you can earn.

Redeem ThankYou Points for merchandise, travel rewards and gift cards.

Travel with ease and enjoy global acceptance with Chip Technology

No annual fee*

Issuer Annual fee Credit score Foreign Trans. Fees
Citi $0 Unavailable Yes
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