If you're a newbie, here's a featured credit card to get you started.

IHG® Rewards Club Select Credit Card

IHG® Rewards Club Select Credit Card

Earn 80,000 bonus points

after spending $1,000 on purchases within the first three months of account opening

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Time Earn (points) Spend
First 3 months 80,000 $1,000
IHG hotels Purchases 5.00 $1
Gas & Fuel Purchases 2.00 $1
Food & Dining Purchases 2.00 $1
All Purchases 1.00 $1

Details

Earn 80,000 bonus points after spending $1,000 on purchases within the first three months of account opening

Enjoy a Free Night after each account anniversary year at over 5,200 hotels worldwide

Earn 5 points per $1 spent when you stay at an IHG hotel

Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants

IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®

Platinum Elite status as long as you're a Select credit cardmember

Automatic 10% points rebate on redemptions

$0 Introductory Annual Fee for the first year, then $49 a year

Issuer Annual fee Credit score Foreign Trans. Fees
Chase $49($0 intro first year) Excellent, Good No

Point redemptions start at 10,000 points, which means the current bonus can yield eight free nights at a Category 1 IHG property or one free night at a Category 11 hotel, the highest available.

Already have this card? Track it and maximize your rewards.